[26 Businesses] Investigation into Overseas Remittances Without a My Number

    2024-07-28

    Some people may want to send money overseas without using their My Number.

    This article researches 26 overseas remittance businesses and introduces services that allow transactions without requiring a My Number, as well as alternative identification documents that can be used in place of a My Number.

    Find the overseas remittance service that is best for you.

    Conclusion

    • Most overseas remittance businesses require the submission of a My Number.
    • Brastel Remit (counter service only) and City Express Japan allow transactions with a driver’s license.
    • Non-member remittances of less than 100,000 JPY through World Family Remit do not require the submission of identification documents.
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    My Number Submission Requirements for 26 Overseas Remittance Providers

    About My Number Submission
    My Number SubmissionSubmission Method
    Shizuoka BankMandatoryCounter
    Sony BankMandatoryOnline
    Hiroshima BankMandatoryCounter
    Mizuho BankMandatoryCounter & App
    Sumitomo Mitsui Banking CorporationMandatoryCounter
    Mitsubishi UFJ BankMandatoryCounter & App
    Japan Post BankMandatoryCounter
    Bank of YokohamaMandatoryCounter
    Rakuten BankMandatory in principleApp & Web
    Resona BankMandatoryCounter & App
    SBI Shinsei BankMandatoryApp & Mail
    Seven BankMandatoryApp
    Brastel RemitNot required (counter service only)
    City Express JapanNot required
    DCOMMandatoryCounter, App, Web, Mail & FAX
    enRemitMandatoryCounter, Web, Mail, FAX & Video call
    Kyodai RemittanceMandatoryCounter, App, Web & Mail
    PayForexMandatoryNot specified
    PayPalMandatoryOnline
    RevolutMandatoryApp & Chat
    SBI RemitMandatoryApp & Mail
    SmilesMandatoryApp
    Western UnionMandatoryNot specified
    WiseMandatoryApp & Web
    World Family RemitNot required (non-member remittance)
    WorldRemitMandatoryApp & Web

    In general, many overseas remittance service providers require the submission of a My Number.

    However, Brastel Remit, City Express Japan, and World Family Remit offer the possibility of sending money without a My Number, though conditions and restrictions may apply.

    Those wishing to proceed without a My Number should consider using the above three providers.

    Money Transfer Operators That Allow Overseas Remittance Without a My Number

    The following explains the identification documents required by three businesses that allow overseas remittances without a My Number.

    Brastel Remit (Counter Service Only)

    For remittance transactions at Brastel Remit’s counter, the required identification documents are as follows:

    For Japanese nationals, one of the following:

    • Driver’s License
    • My Number Card

    For foreign nationals:

    • Residence Card

    Note: Additional document submission may be required.

    Japanese nationals can verify their identity with a driver’s license.

    The branch locations are listed below:

    Branch Locations

    • Tokyo Headquarters
    • Osaka Branch
    • Nagoya Branch
    • Ota Branch
    • Oizumi Branch

    For details on counter service remittances, please refer to the Brastel Remit reception counter.

    City Express Japan

    The identification documents required for transactions at City Express Japan are as follows:

    For Japanese Nationals:

    App & Counter:

    • Driver’s License

    Mail:

    • Driver’s License + Certificate of Residence

    For Foreign Nationals:

    App & Counter:

    • Residence Card

    Mail:

    • Residence Card + Certificate of Residence

    Japanese nationals can register as members at the app or counter with a driver’s license.

    For detailed information on the remittance process, please refer to the remittance methods.

    World Family Remit (Non-Member Remittances)

    Typically, a My Number is required to register as a member of World Family Remit, but non-members are not required to submit identification documents.

    However, non-member remittances come with certain limitations.

    Restrictions on Non-Member Remittances with World Family Remit

    • Remittance Amount: Up to 100,000 JPY
    • Limit: Up to 3 times
    • Unavailable Regions: Korea, Nepal, Hong Kong, Canada, USA, Europe

    For more details on World Family Remit’s non-member remittances, please refer to Send Money Without Registering as a Member (up to 100,000 JPY).

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    Contact Information for Each Overseas Remittance Service Provider

    For those who wish to ask about My Number, account opening, remittance methods, and other inquiries, please refer to the following articles:

    27 Overseas Remittance Providers’ Contact Methods

    Why Is My Number Necessary for Overseas Remittances?

    Using the My Number system strengthens personal authentication when sending money overseas and effectively prevents fraudulent activities such as tax evasion and money laundering.

    Overseas remittance service providers request the submission of My Number for these purposes.

    Summary of This Article

    This article explains whether overseas remittances can be conducted without a My Number. Here is a summary:

    • Most overseas remittance service providers require the submission of a My Number.
    • Brastel Remit (counter service only) and City Express Japan allow transactions with a driver’s license.
    • Non-member remittances of less than 100,000 JPY through World Family Remit do not require identification documents.
    • The purpose of the My Number system is to enhance personal authentication and prevent fraudulent activities.

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