Comprehensive Guide to Using the Revolut Virtual Card

• This article is for reference only as it is merely a translated version of the Japanese article below.
  【便利】Revolut バーチャルカードの使い方などを徹底解説 (Japanese version)

Creation Date: June 5, 2023

The Revolut Virtual Card provides a safe and convenient way to make less frequent overseas online purchases.

However, some may not fully understand the actual use cases or how to utilize it.

This article offers a thorough explanation of the Revolut Virtual Card, including its overview and applicable scenarios.

Please be sure to read until the end as there are exclusive benefits only our company offers.

Special Offer: 3 Months Free, Normally 980 JPY per Month!

Overview of the Revolut Virtual Card

International Brand

The Revolut Virtual Card is available exclusively with the VISA international brand.

Compatibility with Mobile Payment Solutions

The Revolut Virtual Card’s compatibility with mobile payment services

• Apple Pay: Not Supported
• Google Pay: Supported

The Revolut virtual card is not compatible with Apple Pay. This means that payments cannot be made using Apple Pay at physical stores that have adopted cashless payment systems. Users of iPhone or Apple Watch will need to carry a physical card or cash.

Disposable Virtual Card Features

Revolut offers disposable virtual cards, which generate card information that can be used for one-time transactions only.

These cards also support refunds, enhancing the safety and convenience of transactions, particularly in overseas shopping.

Differences Between Virtual and Physical Cards

There are two main differences between Revolut’s virtual and physical cards:

Differences between Revolut’s virtual and physical cards

• Usage Restrictions
• Issuance Limit

Usage Restrictions

• Virtual cards can only be used for online payments.

Issuance Limit

• Virtual cards: Up to 20 can be issued.
• Physical cards: Up to 6 can be issued.

Note: Disposable virtual cards can be issued unlimitedly (up to 5 times per day).

Usage Scenarios for the Revolut Virtual Card

1. Infrequent Overseas Online Shopping

The primary application of disposable virtual cards is for infrequent overseas online shopping.

There is often a concern about the misuse of card information at foreign online stores not regularly visited.

However, by using a disposable virtual card, a one-time card number is generated, which minimizes the risk of misuse even if the information is leaked.

2. Household Budget Management

The Revolut Virtual Card is ideal for managing household finances by allowing the allocation of expenses for everyday items.

For instance, one can note the payment categories on each virtual card and link them accordingly.

This method is particularly recommended for those who wish to manage their household budget exclusively through Revolut.

Special Offer: 3 Months Free, Normally 980 JPY per Month!

How to Use the Revolut Virtual Card

Account Creation

For a comprehensive evaluation of the procedure for creating a Revolut account, including methods for overseas remittance, fees, and limits, please refer to the “Comprehensive Review of Revolut’s International Money Transfer Services: Methods, Fees, and Limits“.

Issuing a Virtual Card

Here’s how to issue a Revolut Virtual Card:

Tap on “Cards.”

Tap on “Virtual.”

Tap the “+” in the top right corner.

Select “Virtual Card.”

Choose a color, then tap “Issue Virtual Card (Free).”

Enter a name for the card within 20 characters and tap “Create Card” to complete the process.

Top-Up (Deposit)

For instructions on how to top up your account via credit or debit card or bank transfer, please see the relevant section on adding funds to your account.

Revolut also features an auto-top-up function.

For those interested in enabling this feature, please consult the management guide for automatic top-up.

Issuing a Disposable Virtual Card

Tap on “Cards.”

Tap on “One-Time Virtual Card.”

　Tap on “Cards.”

Tap on the card and the card information will be displayed. Tap on the right side of the card number to copy it.

After use, the used number is automatically deleted, and a new disposable virtual card becomes available.

For security reasons, the maximum number of disposable virtual cards that can be issued per day is five.

Disposable virtual cards are not suitable for recurring payments (like subscriptions), deposits (such as rental cars), or pre-authorizations (such as hotels) because the card number is automatically deleted after use.

Summary of This Article

This article has provided a detailed explanation of the Revolut Virtual Card. Here’s a summary:

• Only available with VISA international brand
• Not compatible with Apple Pay
• Disposable virtual cards are available
• Virtual cards can only be used for online payments
• Up to 20 virtual cards can be issued
• Disposable virtual cards are safe and convenient for infrequent overseas shopping

Exclusive Benefit: 3 Months of Premium for Free

By signing up for Revolut Premium through this page, what normally costs 980 JPY per month is now available for three months free.

This is recommended for those planning overseas travel or those who want to easily own and manage foreign currency.

Access through the button below to get three months of Revolut Premium for free.