How to Withdraw Cash from Revolut in Japan and Abroad

• This article is for reference only as it is merely a translated version of the Japanese article below.
  【引き出し】Revolut から海外・日本で現金出金する方法を解説 (Japanese version)

Notice: This article includes promotions by Revolut Technologies Japan Corporation.

Creation Date: June 11, 2023
Update Date: February 19, 2024

Important Update: As of February 26, 2024, funds charged to a debit card cannot be used for transfers or ATM withdrawals. Please be aware that this change was notified by Revolut on January 25, 2024.

Withdrawals from your Revolut account can be made at AEON Bank ATMs, among other locations.

This article provides a comprehensive explanation of how to withdraw money from your Revolut account.

Don’t miss out on the exclusive Revolut benefits only available through our company.

Withdrawals from a Revolut Account

Domestic Cash Withdrawals

There are two ways to withdraw cash within Japan:

How to withdraw cash in Japan

• AEON Bank ATM
• Transfer to a domestic bank account

Withdrawing Cash from AEON Bank ATM

AEON Bank ATMs support “foreign-issued cards,” allowing for cash withdrawals.

The only domestic ATMs that allow withdrawals are AEON Bank ATMs.

Steps for Withdrawing at AEON Bank ATM:

1. Access AEON Bank’s store and ATM locator.
2. Check the box for “ATMs accepting foreign-issued cards.
3. “Select the nearby area and click “Search.”
4. At the ATM, before inserting your Revolut card, select the option for “foreign-issued card” (usually located at the bottom right of the screen), choose the language, and then follow the on-screen instructions.

Alternatively, you can find an ATM using the Revolut app:

Tap “Hub” at the bottom of the screen.

Tap “ATM” under public utilities.

Search for the nearest ATM.

Note: The balance available for withdrawal at the ATM is limited to funds charged via bank transfer.

Transferring to Domestic Bank Accounts

The next method involves transferring money from a Revolut account to a domestic bank account and then withdrawing cash from the recipient bank.

Revolut offers a certain number of free transfers per month depending on the membership status.

Revolut Domestic Transfers

Standard members receive 5 free transfers per month, Premium members get 10, and Metal members have 15. There is no transfer fee up to these limits, with a monthly maximum transfer limit of 1,000,000 JPY.

Even if the number of transfers does not reach the monthly limit, a 2% fee is applied if the total amount transferred exceeds 1,000,000 JPY in a month.

The amount for each transfer must be between 900 JPY and 1,000,000 JPY.

The steps for transferring to a domestic bank account are as follows:

Tap “Transfer.”

Tap “+ New.”

Choose the category you want to transfer to; this time select “Recipient’s account.”

Enter the account information and tap “Add recipient.”

Enter the amount.

If scheduling the transfer, tap the schedule button on the lower left, enter the date and frequency of the transfer.

After entering all details, tap “Continue” to complete.

The name of the sender in the transfer request will be “REVOLUT TECHNOLOGIES JAPAN カブシキガイシャ (Revolut Technologies Japan Corporation),” not the account holder’s name.

Withdrawing Cash Abroad

Finding an ATM abroad can only be done using the Revolut app’s map feature.

The method for searching for ATMs is the same as described for domestic ATM searches.

Steps to Search for ATMs in the Revolut App:

1. Tap “Hub” at the bottom of the screen.
2. Tap “ATM” under public utilities.
3. Search for the nearest ATM.

ATM Fees

For Revolut users, the amount that can be withdrawn for free from AEON Bank ATMs is determined by their membership status.

Revolut ATM Fee-Free Withdrawal Amount

Standard members can withdraw up to 25,000 JPY per month, Premium members up to 50,000 JPY per month, and Metal members up to 100,000 JPY per month for free.

Withdrawals that exceed these limits incur a 2% fee.

Key Points on Cash Withdrawal

There are two important points regarding cash withdrawals:

Key Points on Cash Withdrawal

• Balances charged via credit or prepaid cards are not eligible for cash withdrawals.
• Only Visa cards can be used at foreign ATMs.

Funds can be added to Revolut accounts via Visa or Mastercard.

However, only amounts charged through debit cards and bank transfers are available for cash withdrawal.

Balances charged via credit or prepaid cards are not eligible for cash withdrawals.

For more information on how to charge your Revolut account, please refer to the guide “Understanding Revolut: Cards You Can Use to Charge.”

Since only Visa cards can be used at foreign ATMs, it is necessary to withdraw cash from Visa-compatible ATMs.

Summary of the Article

This article explained the methods of withdrawing funds from Revolut. Here’s a summary:

• Methods to withdraw cash domestically are through AEON Bank ATMs or by transferring to a domestic bank account.
• Cash can be withdrawn from AEON Bank ATMs that support foreign-issued cards.
• The balance available for domestic ATM withdrawals comes only from bank transfers and charges made via debit cards.
• The number of free transfers is 5 per month for Standard, 10 for Premium, and 15 for Metal members.
• The transfer limit for domestic transfers is 1,000,000 JPY per month.
• A 2% fee is applied if the free transfer number or transfer limit is exceeded.
• ATM fees allow free withdrawals up to 25,000 JPY for Standard, 50,000 JPY for Premium, and 100,000 JPY for Metal per month.
• Withdrawals beyond these limits incur a 2% fee.

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